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Member Benefits

Refer a Friend

Refer a Friend to RT Health and if your friend joins on the applicable level of cover, we'll send you a $300 eGift card** once they’ve been with RT Health for 60 days. There’s no limit on the number of friends can refer (or the number of eGift cards you can receive). You can refer as many friends as you like!


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Branch2U is an opportunity for you to get any help you need with your membership, understand how to get more value from your cover, receive a free heart health check ... or just spend some time with us.

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Expert health advice at your fingertips! Our free member webinars put you in the driver's seat of your health and wellbeing. You'll hear from a range of qualified experts on a range of interesting topics. 

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RT Health Members can save 10%* on HCF Pet Insurance^

Get a quote: https://hcfquotetool.petsure.com.au

Remember to enter your promotion code when you’re completing your details. You’ll find the code by logging into the online Member Services portal.

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Planning your next Holiday?

You can choose from a range of cover options to suit your budget with HCF Travel Insurance+.

Whether you’re travelling near or far, frequently or taking a single trip, it’s easy to compare plans and customize cover to suit you and your trip.

RT Health members can save 25%++ with our discount code. Just follow these 2 steps below to get the code.

  1. Log in to the online Member Services portal
  2. You’ll see the code 
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RT Thank You Program

With the cost of living on the rise, there’s never been a better time to save some money.. RT Thank You* is our way of showing our members how much we love them and includes access to significant savings on everyday household spending items like groceries and fuel, as well as shopping and entertainment.

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Save on HCF Life Protect Insurance

As a valued RT Health member*, you’ll receive one month free and save 10%** on your premium when you purchase HCF Life Protect Insurance with the discount code.

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Involuntary Unemployment Assistance

Our members are at the heart of everything we do. That’s why we’ve introduced Involuntary Unemployment Assistance. 

If you become involuntarily unemployed, we may be able to help cover the cost of your RT Health insurance premiums for up to 6 months. 

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Important information