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Award winning service

RT Health, Australia’s oldest health fund brand has been named a 2024 ProductReview.com.au Award Winner in Health Insurance for the second year running.

The not-for-profit health fund was recognised with an overall rating of 4.8 out of 5 stars from members over the past 12 months for providing outstanding customer service and value-for-money.

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We look after the Australians who keep Australia moving

People before profits

As a proud mutual and not-for-profit organisation, we're here for our members (not shareholders).

130+ years strong

We've been looking after Aussie workers since 1889.

Kids covered to 31

We've got options to help you keep your kids covered until they turn 31.


Australia's first registered health fund

A few years back, just as we merged with HCF, we released a special video to showcase our long and proud history. 

Featuring historical photos and content, the video tells the story of RT Health. It touches on the health of the first colony of NSW and how enterprising railway workers in Sydney started the Railway & Transport hospital fund in 1889. Our story also meanders through the effects of the Spanish Flu, two world wars, a booming membership in the 1940s and 50s, government changes to healthcare legislation, right through to our merger with HCF, Australia's largest not-for-profit health fund, on 1 November 2021.

Image courtesy of NSW State Archives

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