Why RT Health? Not for Profit Health Insurance We've been here since 1889, so we've had a long time to get it right. People before profits As a proud mutual and not-for-profit organisation, we're here for our members (not shareholders). 130+ years strong We've been looking after Aussie workers since 1889. Kids covered to 31 We've got options to help you keep your kids covered until they turn 31. Why should I consider taking out private health insurance? Peace of mind Nobody has a crystal ball. Be prepared for whatever happens. Avoid long waitlists Receive elective medical treatment sooner rather than later. Freedom to choose Choose the doctor or surgeon who treats you in hospital. Avoid financial penalties Avoid paying more at tax time with the LHC and MLS. Get a quote