Your eyes in focus. Why great optical health insurance is important.
It’s easy to take your eyesight for granted, especially when you think it’s all under control. Why fix something that isn’t broken, right?
However, that’s not necessarily the case for most Aussies. It’s estimated over 13 million have chronic eye conditions and those conditions become more common as we get older.
If you’re experiencing early signs of visual impairment or have ongoing issues with your sight or eyes generally, eye health prevention and support can help. That’s where great value optical health insurance comes in.
Optical health insurance? Do I need it?
Anyone who wears glasses or contact lenses knows they can be expensive, particularly if you have a sight issue.
While some optical centres offer bulk-billed eye tests, lenses, frames and contact lenses can be expensive.
Private health funds cover for optical items and services under Extras cover. This includes prescription glasses and contact lenses, and rebates for prescription sunnies.
Being covered for an annual review of your glasses and/or contact lenses is a great thing! It’ll put you in control, knowing you can refresh your glasses (or replenish your stock of contact lenses) every year.
At RT Health, Extras benefits re-set every year on 1 January and we encourage our members to make the most of their cover by claiming each year.
If your prescription glasses or contact lenses cost more than the limit on your cover, you’ll pay the difference. When you’re deciding on the level of cover you’ll need to find the best optical health insurance, you’ll obviously want better cover if you (or someone covered by your policy) needs glasses or contact lenses.
The best health insurance for optical is the one that provides you and your family the best value, so take the time to make sure you check out the limits and benefits.
We’ve listed a few of them for you below.
Which cover is for me?
Value Extras: You’ll be able to claim up to $200 each year for all prescription frames, lenses and contact lenses.
Smart Extras: You can claim for the cost for all prescription frames, lenses and contact lenses up to $250 annually..
Top Extras: You’ll get up to $300 back each year on the cost for all prescription frames, lenses and contact lenses.
Another reason to take Extras cover with RT Health
Extras cover helps you stay well and healthy. You can also use your Extras benefits to make sure your teeth stay their best. There are also other services like physio, chiro and remedial massage to make your Extras cover work for you.
And, because we’re part of HCF, RT Health members can visit HCF's Eyecare Centres for their check-ups.
How do I get covered?
We know that navigating private health insurance options including Extras cover and costs can often be confusing. Let us help you.
You can take a look at our range of Extras covers on our website.
And, we’re always here if you need a hand.
You can call our friendly team on 1300 886 123 (Monday to Friday, 8:30am-5:00pm AEDT/AEST) or reach out via email to help@rthealth.com.au