Great reasons to be with RT Health. More than just great health cover.

A woman getting treatment at a dental clinic


Being with RT Health means you don’t just get great value health cover. Life’s all about perks, and as an RT Health member you get quite a few. Here’s a quick guide to just a few of the member-only advantages you get as an RT Health member.

Of course, there’s access to a wide network of participating hospitals across the country, convenient at-home treatments through our Hospital at Home program and help to keep your kids covered for longer. They’re the things you know and love about RT Health.

But there’s a whole lot more when it comes to getting value from your health cover. We’ve recently introduced a few new programs and initiatives that’ll help you get even more bang for your buck.

Here’s a quick guide to just a few of the newer member-only advantages you get – just because you’re with RT Health.

Support with weight management

Eligible RT Health members with hospital cover can get 12 weeks of free access* to the  CSIRO Total Wellbeing Diet.

We’ve partnered with the evidence-based CSIRO Total Wellbeing Diet to provide eligible members* with complimentary access to a 12-week online program as part of your membership.

What’s the CSIRO Total Wellbeing Diet?

Created by Australia’s national science agency, the CSIRO Total Wellbeing Diet combines a higher protein, low-GI eating plan with proven weight management tools to help improve habits and create lifelong positive behaviours.

What’s included for RT Health members?

As an eligible RT Health member*, you can get:

  • 12 weeks access to the online program
  • delicious, simple meal plans suitable for singles, couples and families
  • at-home exercise plans suitable for all fitness levels
  • mobile app and tracking tools to monitor your success
  • a supportive community to keep you motivated
  • group coaching sessions packed with expert advice.

Find our more info on our website, or register here.

Mental health support

Eligible RT Health members^ can now claim for online cognitive behavioural courses delivered by This Way Up.

These evidence-based programs have been developed by psychiatrists and clinical psychologists and help you manage depression, generalised anxiety, social anxiety, health anxiety, panic and Obsessive Compulsive Disorder (OCD) – just to name a few.

Depending on your level of cover, you may also be able to access benefits for mental health services under the psychology annual limit of your cover. Check your RT Health Cover Guide to see what’s available to you.

More for Teeth

Regular, quality dental care is vital to your health. Because you’re with RT Health, you can get 100% back+ on a range of no-gap services through our More for Teeth  dental network. That means every member, every year can get the following preventative services, all with $0 to pay when visiting an HCF Dental Centre or More for Teeth provider:

  • Two no-gap check-ups
  • Two scale and cleans
  • One fluoride treatment
  • One mouthguard

Use our handy Find a Dental Clinic link to find a More for Teeth provider near you.

RT Thank You loyalty program

Because we’ve been around for 135+ years, we’re always looking for ways to provide more value for our members. That’s why we created RT Thank You#.

We want you to get more value from your health cover. Because you’re with RT Health, you get access to a range of exclusive offers, discounted e-Gift cards and benefits to thank you for sticking with us.

Access big savings on everyday essentials like groceries and fuel, as well as travel and entertainment with RT Thank You.

Involuntary Unemployment Assistance

Help when you need it the most. At RT Health, our members are at the heart of everything we do. We put your health before anything else.

That’s why, if you’re an eligible member and find yourself unexpectedly unemployed, we’ll cover the cost of your health cover for up to 6 months**.

You can find out more about our Involuntary Unemployment Assistance program here.

We're here to help

Need some advice or want to know more? We’re here with you every step of the way to help you get more value from your cover.

Our Member Care team can answer any questions you have. Give them a call on 1300 886 123 or get in touch via email to help@rthealth.com.au


Important information

* Access to the CSIRO Total Wellbeing diet is available to RT Health members with hospital cover, who are also aged 18 years and over, have a BMI of 28 or above and have multiple risk factors like smoking, physical inactivity and poor nutrition.

^ This Way Up is available to RT Health members with Top Extras, Deluxe Extras and Smart Extras.

+ 100% back at More for Teeth providers is available to members with RT Health extras cover. Waiting periods and annual limits apply. Providers are subject to change. We recommend that you confirm your chosen provider is part of More for Teeth prior to your appointment.

# RT Thank You excludes Ambulance Only members

** See HCF Fund Rules for full details.


This wellbeing message is brought to you by the team at RT Health, a division of HCF, The Hospitals Contribution Fund of Australia Limited (ACN 000 026 746). This communication contains information which is copyright to HCF. It should not be copied, disclosed or distributed without the authority of HCF. Except as required by law, we do not represent, warrant and/or guarantee that this communication is free from errors, virus, interception or interference. All reasonable efforts have been taken to ensure the accuracy of material contained on our website. It’s not intended that this website be comprehensive or render advice. The information provided on this website is general information only and may not be suitable to your individual circumstances or health needs. Please check with your health professional before making any dietary, medical or other health decisions as a result of reading this website.