Six Weeks Free

Six Weeks Free Terms and Conditions

These Offers and these Terms and Conditions are issued by RT Health, which is a division of The Hospitals Contribution Fund of Australia Limited (ACN 000 026 746) (“RT Health”) References to RT Health members mean holders of a RT Health branded PHI policy issued by the HCF fund. By participating in the Offer, you agree to be bound by these Terms and Conditions. 

  1. The Offer commences at 00:00 AEDT on Tuesday 3 March 2026 and ends at 23:59 AEST on Wednesday 9 April 2026 (“Offer Period”).  
  2. The Offers are only available to Customers who: 
  • purchase RT Health combined Hospital and Extras cover during the Offer Period; and 
  • provide a valid email address upon joining; and 
  • enrol for direct debit or payroll deduction of premiums. 
  1. The Offer is not available on any of the Gold Hospital products issued by RT Health. 
  2. The Offers are not available to Customers who are eligible to receive another discount on their premium or who have held a RT Health PHI policy during the previous 12 months 
  3. Standard waiting periods apply. Yearly limits, fund and policy rules apply. However, if Customer meets the criteria in section 2, RT Health will waive the 2-month waiting periods that apply to extras on Customer's combined Hospital and Extras cover. 
  4. The 6 weeks free value, equal to the value of the Customer's Hospital and Extras premium across 6 weeks, is subject to the Customer maintaining the selected combined Hospital and Extras cover for 90 consecutive days from the join date and making all premium payments during this period. 
  5. The 6 weeks free value will be credited to the Customer’s policy by extending the “paid-to” period once the Customer meets the requirement in section 6. 
  6. This Offer cannot be used in conjunction with any other promotional join offer by RT Health. 
  7. RT Health reserves the right to change these terms & conditions at any time by amending this notice save that any acceptances prior to the change will not be affected.